Credit Card
Credit Card
One Quick Way To Get Cash Is To Take Out A Loan Against One's Credit Card's Available Credit. A Credit Card User Has Access To A Monthly Spending Limit That Has Been Approved In Advance. However, If You're In A Bind And Need Cash Fast, Loans Against Credit Cards Are A Service That Most Banks Provide. You Can Borrow Money Here Up To Your Credit Limit.
Credit Card Requirements
- Credit Card Can Be Availed By Self-Employed Individuals, Self-Employed Professionals, Sole Proprietorships, Partnership Firms And Private Limited Companies (Including Closely-Held Public Limited Companies), With A Profitable Credit Card For The Past 3 Years
- Applicant’s Age Should Be Minimum 21 Years At The Time Of Application And Maximum 65 Years At Maturity
- Minimum 5 Years Of Experience Required In The Same Line Of Credit Card With At Least 3 Years Of Credit Card Establishment & Operation In The Same City. For Self-Employed Professionals, Minimum 4 Years Of Post-Qualification Experience Is Required
- Minimum Credit Card Turnover Required Is & Rs.1 Crore And For Professional / Service Sector, Applicant’s Gross Receipts Should Be At Least 60 Lakhs
- Applicant Must Own Either Residence Or Office In His Name Or Jointly With Family Members Or Resides In A Residence Owned By An Immediate Family Member.
Documents Required
- 2 Passport Photo
- PAN Card
- Aadhar Card
- Account In HDFC ( Eligibility Depend On Banking )
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Need a lower monthly payment plan?
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Want to invest and don’t have money?
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